Before a Flood

Document: It is always helpful when our clients have taken cell phone photographs and videos of their home before a flood. The before-and-after images provide us with a stark contrast which serves as very compelling evidence we can use when presenting your claim.

Take cell photographs of the make, model, and serial numbers of all your appliances and electronics.

Also, take photographs of the Declarations Sheet of your insurance policies, and the insurance carriers’ phone numbers. After a flood, you may not be able to find those documents, or they may be damaged. Having cell phone photographs will help if you ever need to file a claim later.

After a Flood

Report your claim immediately to your insurance agent or insurance carrier. If you need help determining who your flood insurance carrier is, you can call FEMA assistance at 877-336-2627, or you can call us to help with getting your claim started.

If there has been an official Presidential Disaster Declaration, you should also apply for FEMA disaster assistance in addition to filing the flood insurance claim.

Document Your Damage, Receipts, Invoices, and Letters

Make sure to photograph all damage to your home or business. The more photographs and videos you have, the better we are able to present your claim.

Take photographs of the make and model of all your damaged appliances and electronics.

Don’t worry about taking too many photos or videos: the more the better.

But, don’t stop there. You should also photograph al ofl your receipts, invoices, and all letters you send or receive. This allows you to be able to have those documents handy at all times, and also enables you to email or text them to us to keep your file updated in real-time. You should also keep all of these items.

Time is of the essence with flood damage claims. If your home or business sustained damage, contact us today for your free case evaluation.